It starts with getting to know you.

We work with you to develop a strategic financial plan based on a comprehensive analysis of your situation, and then we guide you towards achievement of your financial goals. There are four steps in our approach:

1. Define success

  • Discovery meeting to understand your situation and goals
  • Completion of our financial planning workbook
  • Establish your investment philosophy
  • Profile your investments and assess your risk tolerance

2. Explore and develop a “Bestmix” solution

  • Identify your optimal asset allocation
  • Analyze your investment portfolio and assess its risk characteristics
  • Provide you with a written Investment Policy Statement

3. Create a wealth plan and implement it

  • Develop a financial plan using our sophisticated software
  • Work with you to define your wealth strategy
  • Leverage the Scotia Wealth Management team of specialists for specific elements

4. Protect your estate and income through Scotiatrust,® The Bank of Nova Scotia Trust Services

  • Review your Will and powers of attorney
  • Complete an estate analysis
  • Assess asset protection, asset creation and tax-efficiencies

A total wealth strategy

Scotia Wealth Management is an innovative team-based approach to wealth management that addresses the entirety of your life – your family, your business, your future – one facet at a time. Together with our team, our Scotia Wealth Management specialists bring their skills and expertise to the

consideration of what you’ve accumulated – and how best to administer it through life’s changes. From financial counsel on managing your wealth to careful contemplation of how to transfer it to future generations, it’s your thinking, combined with our thinking, to create Enriched Thinking.®


Bev Moir Toronto Investment Advisor and Financial Planner

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