Financial Planning

TORONTO, November 5, 2007 – Scotiabank today launched the first video podcasts designed not only to better educate Canadian investors, but also to demonstrate how getting second opinions on their portfolios may generate positive returns. The first video podcast – featuring Fred Ketchen, Director of Equity Trading, ScotiaMcLeod and Bev Moir, Senior Investment Executive, ScotiaMcLeod [...]

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Realizing Capital Losses Before Year-End

by Bev Moir on November 27, 2006

Q. I am 30 years old and a young investor. I have learned from my parents to start investing for retirement early so that I know I will have enough money to retire comfortable. This year I have lost money in some of my investments both in my RRSPs and in my unregistered account. How [...]

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Where To Find Income?

by Bev Moir on November 20, 2006

Q. My spouse and I rely on income from our tax-exempt investments to supplement our pension and RIF income. We own a number of income trusts and we’re concerned that the proposed changes announced by the federal government will result in lower distributions. What are some alternative sources of income for investors? – Sheryl T. [...]

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How to eliminate debt and start saving

by Bev Moir on September 11, 2006

Q. I’m a 23-year-old third year nursing student and I have an Ontario Student Assistance Program (OSAP) loan of over $20,000 but that is not my major concern right now. My biggest problem is my lack of savings. I have three credit cards and currently owe $1,400. My credit rating is not very good because [...]

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Nortel Securities Legislation

by Bev Moir on September 5, 2006

A Settlement in the amount of $438,667,428 in cash, and 314,333,875 shares of Nortel common stock was reached on behalf of investors who purchased Nortel common stock or call options on Nortel common stock, or wrote (sold) put options on Nortel common stock, during the period October 24, 2000 through February 15, 2001, inclusive. This [...]

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Sensible Investing To Grow Your Wealth

by Bev Moir on July 10, 2006

The recent downturn across North America and global markets caused some investors to re-evaluate their investment strategy. Some wondered why they missed the warning signs. When times are good and we’re in a bull market, it’s easy to lose perspective and to think the positive market returns will continue forever. Alternatively, when faced with market [...]

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Q. Despite our best intentions, we ended the year with more debt than we should have. With a mortgage and two young children to educate in the future, we are concerned about our growing line of credit usage and our large credit card debt –especially following the holidays. What advice can you offer us? – [...]

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Leaving Canada? Don’t Forget Your Savings

by Bev Moir on November 28, 2005

I am planning to emigrate from Canada in the new year. What are the options for my Registered Retirement Savings Plan (RRSP) when I leave Canada? I have a Registered Education Savings Plan (RESP) for my son as well. What will happen to it when I move? – Sapur K Implications for RRSPs You do [...]

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Staying Financially Fit During the Holidays

by Bev Moir on November 21, 2005

Q. Every year I find myself dreading the holiday season because I end up going into debt and it usually takes me until the spring to pay it off. I have a large family with ever increasing expectations for gifts, and entertaining at this time of year always seems more expensive. Have you got some [...]

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