Estate Planning

Enjoying Your Family Cottage Now and Planning for Passing it On to the Next Generation

by Bev Moir on July 25, 2011

From ‘Discovering She’ Magazine, August 2011 Talking with Women About Money – August It’s a HOT summer and I hope you’re enjoying it at your favorite “home away from home,” your family cottage. For many of us, our cottage represents the second largest financial investment we will make. There is, however, an important difference between [...]

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All About Estates

by Bev Moir on April 13, 2011

The current transfer of wealth from one generation to the next is unprecedented. Estate planning has become more urgent and complex and estate litigation is all too common. People are also living longer and elder care is now a pressing and inescapable issue for many individuals and families. While there is an abundance of information [...]

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Income and Asset Protection

by Bev Moir on January 22, 2010

Living Benefits Critical Illness Insurance One of the great advantages of modern technology is that it’s allowing more people to survive once fatal medical conditions. However, the unfortunate reality is that many survivors must bear a heavy financial burden for things like medical treatment outside Canada, or ongoing care at home or in a facility. [...]

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Integrating Charitable Giving into Your Financial and Estate Plan

by Bev Moir on November 30, 2009

This article appeared in the Fall 2009 Registered Nurses’ Foundation of Ontario Newsletter Charitable giving is a growing priority for many Canadians. We see this in recent statistics showing a substantial increase in donations. This kind of support for charity is unprecedented in our history. While generosity and belief in community are primary motivators, the [...]

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Business Succession Planning

by Bev Moir on November 6, 2006

Q. I own my own, very successful, company and although it is large and I have a very capable senior management team, I am very involved in the day-to-day management. I am older and will have to retire in a few years, at least partially. My children work in the business but have no interest [...]

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Estate Planning for the Family Cottage

by Bev Moir on September 4, 2006

Q. My husband and I are retired, owning both a home in the city and a cottage up north. We are updating our will and want to leave our children the cottage when we pass away, but we don’t want to burden them with having to pay a large amount of taxes on the property. [...]

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Keeping it all in the Family

by Bev Moir on June 5, 2006

Sara and John S., both 65 years old, met with me recently to discuss how to transfer ownership of the family cottage to their three children. They have two concerns: The value of the cottage has appreciated considerably since they bought it 15 years ago and approximately 50% of the increased value will be subject [...]

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